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SwingKing



Joined: 05/01/12
Posts: 84
Public Liability Insurance
      #1029952 - 23/01/13 01:15 PM
Can anyone please provide a recommendation regarding the best place to go with for Public Liability Insurance? I'm a solo singer so there's just me to worry about.

Many thanks.


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Lord Of Tea



Joined: 14/01/05
Posts: 42
Re: Public Liability Insurance new [Re: SwingKing]
      #1030087 - 24/01/13 09:27 AM
If you're UK based join MU http://www.musiciansunion.org.uk/. Public liability insurance is part of the membership benefits.

From MU website:

"Insurance schemes

Members are insured for legal liability of £10m, to cover injury to members of the public or damage to property. You also get instrument and equipment insurance up to £2,000, Personal Accident cover and tax investigation cover. NEW: Members have access to Professional Indemnity Insurance Scheme from just £50 a year (plus £5 admin fee)."

http://www.musiciansunion.org.uk/join-the-mu/benefits/


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SwingKing



Joined: 05/01/12
Posts: 84
Re: Public Liability Insurance new [Re: Lord Of Tea]
      #1030998 - 29/01/13 12:11 PM
Thanks but I don't want to join. If they offered PLI on its own then I might consider it; it's all the other stuff that comes with joining that I don't want.


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SwingKing



Joined: 05/01/12
Posts: 84
Re: Public Liability Insurance new [Re: SwingKing]
      #1031343 - 31/01/13 11:11 AM
So, I'm presuming then that everyone on here who has PLI has it through the MU or doesn't have it at all then?


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The Red Bladder



Joined: 05/06/07
Posts: 2443
Loc: . ...
Re: Public Liability Insurance new [Re: SwingKing]
      #1031346 - 31/01/13 11:29 AM
Try 'Simply Business' for a cheap and good service.


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Exalted Wombat



Joined: 06/02/10
Posts: 5721
Re: Public Liability Insurance new [Re: SwingKing]
      #1031347 - 31/01/13 11:31 AM
Quote SwingKing:

Thanks but I don't want to join. If they offered PLI on its own then I might consider it; it's all the other stuff that comes with joining that I don't want.




You can ignore their other services and activities. The only question is whether the subscription ia a competititive price for £10M PLI.

Even if it does also currently fund a project on LGBT musicians in the workplace. Highly valuable I'm sure. But why am *I* paying for it?


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SwingKing



Joined: 05/01/12
Posts: 84
Re: Public Liability Insurance new [Re: Exalted Wombat]
      #1033278 - 13/02/13 01:03 PM
Thanks all. I'll try Simply Business and see what the cost is with them. Having said that, since first asking the question I'm reconsidering my initial reluctance to get insurance through the union. I've always believed in the unions, whatever job I've been doing, so I think it's in my best interests to be in one now that I'm s/e.


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shufflebeat



Joined: 09/12/07
Posts: 3222
Loc: Manchester, UK
Re: Public Liability Insurance new [Re: SwingKing]
      #1033281 - 13/02/13 02:00 PM
Quote SwingKing:

...it's all the other stuff that comes with joining that I don't want.




Can you expand?

--------------------
Dear Mr God,
We called but you were out - B Dylan Deliveries (Intntl)


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Bazza
new member


Joined: 19/08/03
Posts: 486
Loc: County Durham
Re: Public Liability Insurance new [Re: shufflebeat]
      #1034055 - 19/02/13 09:12 AM
I was with Simply Business, but for some reason, their quote trebled for no apparent reason. I got a far better deal with musicguard. It sounds like it would be ideal for you.

Bazza

--------------------
This time next week, who'll give a sh*t
http://www.podcastrevision.co.uk


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