The original recommendations of using a standard account day to day in the first post is something I've been drumming into professional IT Admins for years and should be standard fare in any IT Pro Shop.
yeah true, the most important recommendation of this topic is NOT to stop using virus-scanners, although i made the decision to stop using them (in fact never ever used them in my life). The recomendation is indeed to start using your computer with a standard account. Something which seems to be missed by almost everybody in this topic and the rest of the world. Also met several IT professionals who dis recommend it while it is THE no 1 protection against every IT danger we have.