A flat above a shop is a much better option and these flats are usually cheaper to buy as well.
I now live in a flat above a Mon-Fri business so I can make as much noise as I like in the music room away from the party wall.
I reckon it is often cheaper and easier to find premises where there are no neighbours to annoy than it is to carry out sound insulation work. I spent maybe 800 pounds to build floating floors on 2 12' by 10' rooms and the level of insulation was still not enough to stop the neighbour banging the broom on his ceiling.
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